Instapay Mastercard Activation Campaign

1. Campaign Overview

The Instapay Mastercard Activation Campaign 2026 (“Campaign”) is organized by Instapay Technologies Sdn. Bhd. (“Instapay”) to reward eligible Instapay customers who use their Instapay Mastercard to make qualifying transactions during the Campaign Period.

By participating in this Campaign, customers agree to be bound by these Terms & Conditions.

2. Campaign Period

• The Campaign runs from 1 August 2026 to 31 August 2026 (“Campaign Period”).

• Instapay reserves the right to amend, extend, shorten, suspend, or terminate the Campaign at any time without prior notice.

3. Campaign Reward

• Eligible customers will receive one (1) RM10 Shopee Voucher. As per eligibility conditions defined in Clause 4.

4. Eligibility

To participate in this Campaign, customers must:

• Successfully opens a new Instapay account during the Campaign Period.

• Successfully activate their Instapay Mastercard.

• Make their first successful Mastercard spend of RM10 or more in a single transactionwithin 30 days from the account opening date.

• Maintain an active and verified Instapay account.

• Each eligible customer is entitled to one (1) reward only.

5. Reward Conditions

• Only successful POS and online purchase transactions made using the Instapay Mastercard are eligible.

• The following transactions will not qualify:

    – ATM cash withdrawals.
    – Wallet top-ups.
    – Cancelled, refunded, reversed, disputed, or unsuccessful transactions.
    – Transactions identified as fraudulent.

6. Reward Fulfilment

• Eligible customers will receive their RM10 Shopee Voucherwithin 30 working days after all campaign requirements have been verified.

• Eligible customers will receive the RM10 Shopee Voucher electronically in the Instapay app.

• Terms & Condition governing the usage of Shopee Vouchers will apply.

• The RM10 Shopee Voucher is non-transferable, non-exchangeable, and cannot be redeemed for cash.

• Instapay is not responsible for any lost, expired, deleted, or unused vouchers after they have been issued.

7. Fraud & Misuse

Instapay reserves the right to disqualify any customer from participating in this Campaign or receiving any reward if the customer:

• Has submitted false, inaccurate or misleading information.

• Has engaged in fraudulent, suspicious, dishonest, abusive or unlawful activities.

Instapay may withhold, cancel, or reverse any reward if a customer is found to have breached these Terms & Conditions.

8. Privacy

By participating in this Campaign, customers consent to the collection, processing, and use of their personal information for campaign administration, verification, reward fulfilment, audit, and compliance purposes in accordance with Instapay’s Privacy Policy.

9. Changes to the Campaign

Instapay reserves the right to amend these Terms & Conditions or modify the Campaign, including its rewards, eligibility criteria, or Campaign Period, at any time.

Any changes will be communicated through Instapay’s official communication channels.

10. Final Decision

All decisions made by Instapay regarding this Campaign, including eligibility, reward entitlement, and dispute resolution, are final and binding.

11. Governing Law

These Terms & Conditions shall be governed by and construed in accordance with the laws of Malaysia.

12. Contact Us

For enquiries regarding this Campaign, please contact Instapay Customer Support through our official customer support channels.