Terms & Conditions
Instapay Christmas New Year Philippines Corridor Campaign
The information published by Instapay Technologies Sdn Bhd (“Instapay”) forms part of these Terms and Conditions (“T&Cs”). By participating in this promotion and/or entering the lucky draw, you agree to be bound by these T&Cs.
1. Eligibility
- This campaign is open to all selected Instapay users who perform an international mobile top-up to the Philippines during the campaign period.
- Employees, directors, contractors, cash agents of Instapay, and their immediate families are not eligible to participate.
2. Campaign Period
- The campaign runs from 15 December 2025 to 15 January 2026 (both dates inclusive).
3. Participation Mechanics
- Users who successfully perform an international mobile top-up of minimum MYR10 to the Philippines during the campaign period will automatically receive one (1) entry into the lucky draw.
- Only successful transactions will qualify.
4. Lucky Draw & Prizes
- A total of 10 winners will be selected throughout the campaign.
- Each winner will receive MYR50 credited to their Instapay e-wallet.
- A participant can only win one (1) time throughout the entire campaign.
- If a winner’s Instapay account or e-wallet is closed or inactive, the prize will be forfeited.
Winner Announcement Schedule
5. Winner Selection & Notification
- Winners will be selected via a random lucky draw from eligible entries.
- Winners will be notified through their registered mobile number.
6. Use of Personal Data
- By participating, users agree that Instapay may collect, use, and disclose personal data for campaign administration, prize fulfilment, publicity, and promotional purposes without compensation.
7. Rights of Instapay
- Instapay reserves the right to verify winners’ identity and request additional documents.
- Instapay may disqualify any participant found ineligible or engaging in misconduct.
- Instapay may amend, modify, suspend, or terminate the campaign or its T&Cs without prior notice.
8. Limitation of Liability
- Instapay shall not be held liable for loss, damage, error, incomplete, corrupt, or delayed entries.
- Participants agree to release Instapay from any claims or liabilities arising from the campaign.
9. General Conditions
- Participation constitutes unconditional acceptance of all T&Cs.
- Instapay’s decisions are final and binding.
- If any clause is invalid, remaining clauses remain enforceable.